How to borrow?

Do you have a real estate project that needs financing and the bank rejects your loan application doe to the lack of equity from your side? Submit your project materials and we will evaluate the eligibility of your project within a few days. If you're eligible, start fundraising immediately and utilize the power of our investors community to get the equity you need!

Check your rate and get funded today

Select your amount, term and get your lowest eligible rates instantly.

The quote is indicative and intended as a guide. The values are calculated using our safest Credit Band A+ and based on the minimum rate of 5.95%.

Our fee is low and transparent. You just pay 3.5% of the amount you borrow.

Amount:
Term:
Loan amount:
APR (10%):
Platform fee (3.5%):
Monthly payments:
Total cost:
Get a quote

The estimates are for informational purposes only. The rate and fee you are offered will depend on your individual circumstances.

Community feedback

Your approval and feedback is our guiding star and the highest reward for the services we provide.

Warren Templeton 1

QuberGNG
We raised over $4 million within a week! WOW! All thanks to the investors and impeccable service of the platform. Every penny will go to the improvement of QuberGNG.

James Wright

Visionary Investments
We're completely satisfied with the services of WeFundIt. Very professional attitude and great customer service.

Warren Templeton 2

QuberGNG
We raised over $4 million within a week! WOW! All thanks to the investors and impeccable service of the platform. Every penny will go to the improvement of QuberGNG.

How we manage risk

Only established businesses who have passed our rigorous credit assessment process can borrow through We Fund It.
However, it’s important to remember that some businesses will not be able to fully repay their loan. We call this a bad debt, and it’s already accounted for in your projected return.

FAQ

More information about the platform, investing, fundraising, transactions, risks and rewards.
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  • Why don't borrowers approach banks for loans?

    After the Corona Crisis of 2020 and the following credit crunch and recession, banks’ risk appetite reduced significantly, which means that banks have tightened their lending criteria. Banks follow ever tighter lending principles, which is not borrower-friendly, and thus many loan applications are rejected by banks. We Fund It is a small and flexible organization willing to help companies that do not have the necessary own equity to be accepted by a bank despite their strong business plan and solid collateral. With our additional funding, the banks will give you the loan you need. Otherwise, you can choose to borrow the entire amount from us.

  • Does We Fund It guarantee any loans?

    We Fund It is not a bank, thus we do not fall under the scope of banking laws and regulations. Like with most forms of investing, and peer-to-peer lending carries a certain degree of risk. We reduce this risk to our investors by conducting thorough due diligence and by securing the loan with a mortgage. In case the borrower is unable to repay their loan, We Fund It will start a legal procedure to reclaim the capital and interest for investors. The underlying collateral is always higher in value than the borrowed amount. In case of a short sale this guarantees the repayment to investors.

  • What happens to my contracts and investments in We Fund It goes into bankruptcy?

    We Fund It is a facilitator of debt into real asset investments. We do not offer the management of assets yet. All investment contracts are signed between the respective borrower and the investor, We Fund It simply facilitates this transaction via our platform. All client funds are separated from We Fund It’s operational funds. Should We Fund It suffer financial losses or go bankrupt, client funds are safe and can still be accessed through the payment gateway. In such an unlikely event, a contractual entity will be appointed to take over the role of We Fund It to serve all investors.

  • How do I pronounce We Fund It?

    You pronounce it : we fund it.

  • What are my benefits if I invest with We Fund It?

    We Fund It makes it simple for investors to access a wide variety of real estate investments with a relatively small amount of capital. The minimum amount for investment is €1,000, which enables investors to create a diversified portfolio. All loans are secured with a mortgage. Your expected yields surpass 8% per year, which is more attractive than leaving your money go sour in your bank account.

  • What is We Fund It?

    We are an online peer-to-peer (p2p) lending platform where both entrepreneurs and property developers can borrow funds from international investors. Investors can deploy funds in mortgage secured property loans. Currently, borrowers and properties are in Hungary, Germany and Croatia whereas investments reach us from 112 countries.

  • Does We Fund It guarantee any loans?

    We Fund It is not a bank, thus we do not fall under the scope of banking laws and regulations. Like with most forms of investing, and peer-to-peer lending carries a certain degree of risk. We reduce this risk to our investors by conducting thorough due diligence and by securing the loan with a mortgage. In case the borrower is unable to repay their loan, We Fund It will start a legal procedure to reclaim the capital and interest for investors. The underlying collateral is always higher in value than the borrowed amount. In case of a short sale this guarantees the repayment to investors.

  • What happens to my contracts and investments in We Fund It goes into bankruptcy?

    We Fund It is a facilitator of debt into real asset investments. We do not offer the management of assets yet. All investment contracts are signed between the respective borrower and the investor, We Fund It simply facilitates this transaction via our platform. All client funds are separated from We Fund It’s operational funds. Should We Fund It suffer financial losses or go bankrupt, client funds are safe and can still be accessed through the payment gateway. In such an unlikely event, a contractual entity will be appointed to take over the role of We Fund It to serve all investors.

  • How long will the project verification process take?

    We will contact our potential fundraisers the soonest after project application has been submitted. Our experts will evaluate the loan application and ask more questions or for additional documentation if necessary. It will take approximately 1-2 days to evaluate the application assuming all documents are available. After the final approval, our investors will be able to immediately invest in your project on the platform.

  • How can I start investing or fundraising on the platform?

    You can start investing or fundraising through our platform after a simple and quick registration process that takes only a few minutes. Click the green „Register” button on the top of our website, create your personal account, go through a simple KYC procedure and you will receive a confirmation email shortly.

  • How is my personal information protected?

    Anybody over 18 years old can invest with a minimum amount of $500 regardless of their accreditation status.

  • Who can raise funds on WeFundIt?

    You will need to be a company duly registered in the European Union and should have an operating bank account. We will need to perform a KYC procedure on your company and approve your property project before authorizing to post your loan application on WeFund!T. You will also need to submit references of successfully finished property projects in the last 3 years of your company which we will evaluate.

    Furthermore, you will need to send us a description of  your project and loan terms, also providing details how the loan will be used. The requested loan amount, loan term, interest and repayment schedule should be also provided. In any doubt, please send us an email to projects@wefundit.co one of our loan managers will be in touch with you shortly.

  • Why don't borrowers approach banks for loans?

    After the Corona Crisis of 2020 and the following credit crunch and recession, banks’ risk appetite reduced significantly, which means that banks have tightened their lending criteria. Banks follow ever tighter lending principles, which is not borrower-friendly, and thus many loan applications are rejected by banks. We Fund It is a small and flexible organization willing to help companies that do not have the necessary own equity to be accepted by a bank despite their strong business plan and solid collateral. With our additional funding, the banks will give you the loan you need. Otherwise, you can choose to borrow the entire amount from us.

  • Does We Fund It guarantee any loans?

    We Fund It is not a bank, thus we do not fall under the scope of banking laws and regulations. Like with most forms of investing, and peer-to-peer lending carries a certain degree of risk. We reduce this risk to our investors by conducting thorough due diligence and by securing the loan with a mortgage. In case the borrower is unable to repay their loan, We Fund It will start a legal procedure to reclaim the capital and interest for investors. The underlying collateral is always higher in value than the borrowed amount. In case of a short sale this guarantees the repayment to investors.

  • What happens to my contracts and investments in We Fund It goes into bankruptcy?

    We Fund It is a facilitator of debt into real asset investments. We do not offer the management of assets yet. All investment contracts are signed between the respective borrower and the investor, We Fund It simply facilitates this transaction via our platform. All client funds are separated from We Fund It’s operational funds. Should We Fund It suffer financial losses or go bankrupt, client funds are safe and can still be accessed through the payment gateway. In such an unlikely event, a contractual entity will be appointed to take over the role of We Fund It to serve all investors.

  • How is my personal information protected?

    Anybody over 18 years old can invest with a minimum amount of $500 regardless of their accreditation status.

  • How can I withdraw money?

    You can withdraw money easily by clicking the “withdraw” button on your wallet tab in our platform. The funds will be routed through the same payment provider you used to fund your account.

  • What is a Referral Reward?

    Investors can get extra reward by inviting their friends, acquaintances and family members to join our platform. To receive your reward, you need to share your personal referral code with the potential new investor.  For each new investor who joins and sends your referral code to us, we will give you and your referrals an additional 0.25% yield on any investment you make in the first month after your referrals have activated and funded their account with at least €1,000.

  • How is my personal information protected?

    We commit ourselves to a strict privacy policy and we will not use or share your personal data with anyone without your prior consent. When registering for our services we will ask you to provide certain personal data that is necessary to contact or identify you.

  • I have registered, but have not received my confirmation email.

    After registration process you should normally receive a confirmation email from us. If not, we recommend to check your spam folder as well. If you still have not received the mail, please send an email to: support@wefundit.co

  • How to change my account details?

    If you want change your account details (e.g. bank account details, e-mail account) you can make those changes yourself after entering your account or you may contact We Fund It support via info@wefundit.co and we will be glad to assist you.

  • How can I start investing or fundraise for my project?

    You can start investing or fundraising through our online platform after a simple and quick registration process that takes only a few minutes. Click the green „Register” button on the top of our website, create your personal account, go through a simple KYC procedure, and you will receive a confirmation email shortly.

  • How do I pronounce We Fund It?

    You pronounce it : we fund it.

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