How our platform works

Our investment opportunities provide quick and efficient funding for prime residential and commercial property and alternative investment projects mainly in Central and Eastern Europe as well as in Germany. You can lend funds to project owners directly who use your capital together with their own funds and optionally a bank loan to create their developments. After the project is finished, they exit the project you invested in and repay the principal and interest to lenders.

Lending trough our platform

At We Fund It, you lend directly to established and verified small and medium businesses from the CEE region. They get the funds they need to finish their development while you as an investor can earn attractive returns. Payback is periodically or at the end of the loan term. You can sign up as an individual or a corporate investor. We also offer cooperation with wealth management companies and brokerages who wish to offer our investments to their clients. Contact us for more information.

How we manage risk - Every project is audited

Only established businesses who have passed our rigorous project and company assessment process can borrow through We Fund It. All loans are secured with a mortgage and are subject to complex risk analysis by our team of seasoned real estate professionals before being released to our investors. We Fund It utilizes wide-range risk assessment technologies to analyze hundreds of data points in support of the decisions made by our credit team.
From hundreds of applications every month, we only release those that pass our screening process on our investment platform.

FAQ

More information about the platform, investing, fundraising, transactions, risks and rewards.
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  • Why don't borrowers approach banks for loans?

    After the Corona Crisis of 2020 and the following credit crunch and recession, banks’ risk appetite reduced significantly, which means that banks have tightened their lending criteria. Banks follow ever tighter lending principles, which is not borrower-friendly, and thus many loan applications are rejected by banks. We Fund It is a small and flexible organization willing to help companies that do not have the necessary own equity to be accepted by a bank despite their strong business plan and solid collateral. With our additional funding, the banks will give you the loan you need. Otherwise, you can choose to borrow the entire amount from us.

  • Does We Fund It guarantee any loans?

    We Fund It is not a bank, thus we do not fall under the scope of banking laws and regulations. Like with most forms of investing, and peer-to-peer lending carries a certain degree of risk. We reduce this risk to our investors by conducting thorough due diligence and by securing the loan with a mortgage. In case the borrower is unable to repay their loan, We Fund It will start a legal procedure to reclaim the capital and interest for investors. The underlying collateral is always higher in value than the borrowed amount. In case of a short sale this guarantees the repayment to investors.

  • What happens to my contracts and investments in We Fund It goes into bankruptcy?

    We Fund It is a facilitator of debt into real asset investments. We do not offer the management of assets yet. All investment contracts are signed between the respective borrower and the investor, We Fund It simply facilitates this transaction via our platform. All client funds are separated from We Fund It’s operational funds. Should We Fund It suffer financial losses or go bankrupt, client funds are safe and can still be accessed through the payment gateway. In such an unlikely event, a contractual entity will be appointed to take over the role of We Fund It to serve all investors.

  • How do I pronounce We Fund It?

    You pronounce it : we fund it.

  • What are my benefits if I invest with We Fund It?

    We Fund It makes it simple for investors to access a wide variety of real estate investments with a relatively small amount of capital. The minimum amount for investment is €1,000, which enables investors to create a diversified portfolio. All loans are secured with a mortgage. Your expected yields surpass 8% per year, which is more attractive than leaving your money go sour in your bank account.

  • What is We Fund It?

    We are an online peer-to-peer (p2p) lending platform where both entrepreneurs and property developers can borrow funds from international investors. Investors can deploy funds in mortgage secured property loans. Currently, borrowers and properties are in Hungary, Germany and Croatia whereas investments reach us from 112 countries.

  • Why don't borrowers approach banks for loans?

    After the Corona Crisis of 2020 and the following credit crunch and recession, banks’ risk appetite reduced significantly, which means that banks have tightened their lending criteria. Banks follow ever tighter lending principles, which is not borrower-friendly, and thus many loan applications are rejected by banks. We Fund It is a small and flexible organization willing to help companies that do not have the necessary own equity to be accepted by a bank despite their strong business plan and solid collateral. With our additional funding, the banks will give you the loan you need. Otherwise, you can choose to borrow the entire amount from us.

  • Does We Fund It guarantee any loans?

    We Fund It is not a bank, thus we do not fall under the scope of banking laws and regulations. Like with most forms of investing, and peer-to-peer lending carries a certain degree of risk. We reduce this risk to our investors by conducting thorough due diligence and by securing the loan with a mortgage. In case the borrower is unable to repay their loan, We Fund It will start a legal procedure to reclaim the capital and interest for investors. The underlying collateral is always higher in value than the borrowed amount. In case of a short sale this guarantees the repayment to investors.

  • What happens to my contracts and investments in We Fund It goes into bankruptcy?

    We Fund It is a facilitator of debt into real asset investments. We do not offer the management of assets yet. All investment contracts are signed between the respective borrower and the investor, We Fund It simply facilitates this transaction via our platform. All client funds are separated from We Fund It’s operational funds. Should We Fund It suffer financial losses or go bankrupt, client funds are safe and can still be accessed through the payment gateway. In such an unlikely event, a contractual entity will be appointed to take over the role of We Fund It to serve all investors.

  • What are my benefits if I invest with We Fund It?

    We Fund It makes it simple for investors to access a wide variety of real estate investments with a relatively small amount of capital. The minimum amount for investment is €1,000, which enables investors to create a diversified portfolio. All loans are secured with a mortgage. Your expected yields surpass 8% per year, which is more attractive than leaving your money go sour in your bank account.

  • Where do my funds go?

    After you decide to lend to a project, your funds will be transferred directly to the project owner’s corporate account via Lemonway. You will also receive interest payments and capital repayment directly from the project owner’s company via the payment gateway. The funds will go from your payment method (bank card, credit card, Revolut, Transferwise etc.) to your wallet on our platform.

  • How can I fund my account?

    You may fund your account by wire transfer money from your personal bank account, Revolut, Transferwise, debit card, credit card. We are working on accepting cryptocurrencies as well in future.

  • Does We Fund It guarantee any loans?

    We Fund It is not a bank, thus we do not fall under the scope of banking laws and regulations. Like with most forms of investing, and peer-to-peer lending carries a certain degree of risk. We reduce this risk to our investors by conducting thorough due diligence and by securing the loan with a mortgage. In case the borrower is unable to repay their loan, We Fund It will start a legal procedure to reclaim the capital and interest for investors. The underlying collateral is always higher in value than the borrowed amount. In case of a short sale this guarantees the repayment to investors.

  • What happens to my contracts and investments in We Fund It goes into bankruptcy?

    We Fund It is a facilitator of debt into real asset investments. We do not offer the management of assets yet. All investment contracts are signed between the respective borrower and the investor, We Fund It simply facilitates this transaction via our platform. All client funds are separated from We Fund It’s operational funds. Should We Fund It suffer financial losses or go bankrupt, client funds are safe and can still be accessed through the payment gateway. In such an unlikely event, a contractual entity will be appointed to take over the role of We Fund It to serve all investors.

  • How long will the project verification process take?

    We will contact our potential fundraisers the soonest after project application has been submitted. Our experts will evaluate the loan application and ask more questions or for additional documentation if necessary. It will take approximately 1-2 days to evaluate the application assuming all documents are available. After the final approval, our investors will be able to immediately invest in your project on the platform.

  • How can I start investing or fundraising on the platform?

    You can start investing or fundraising through our platform after a simple and quick registration process that takes only a few minutes. Click the green „Register” button on the top of our website, create your personal account, go through a simple KYC procedure and you will receive a confirmation email shortly.

  • How is my personal information protected?

    Anybody over 18 years old can invest with a minimum amount of $500 regardless of their accreditation status.

  • Who can raise funds on WeFundIt?

    You will need to be a company duly registered in the European Union and should have an operating bank account. We will need to perform a KYC procedure on your company and approve your property project before authorizing to post your loan application on WeFund!T. You will also need to submit references of successfully finished property projects in the last 3 years of your company which we will evaluate.

    Furthermore, you will need to send us a description of  your project and loan terms, also providing details how the loan will be used. The requested loan amount, loan term, interest and repayment schedule should be also provided. In any doubt, please send us an email to projects@wefundit.co one of our loan managers will be in touch with you shortly.

  • Why don't borrowers approach banks for loans?

    After the Corona Crisis of 2020 and the following credit crunch and recession, banks’ risk appetite reduced significantly, which means that banks have tightened their lending criteria. Banks follow ever tighter lending principles, which is not borrower-friendly, and thus many loan applications are rejected by banks. We Fund It is a small and flexible organization willing to help companies that do not have the necessary own equity to be accepted by a bank despite their strong business plan and solid collateral. With our additional funding, the banks will give you the loan you need. Otherwise, you can choose to borrow the entire amount from us.

  • Does We Fund It guarantee any loans?

    We Fund It is not a bank, thus we do not fall under the scope of banking laws and regulations. Like with most forms of investing, and peer-to-peer lending carries a certain degree of risk. We reduce this risk to our investors by conducting thorough due diligence and by securing the loan with a mortgage. In case the borrower is unable to repay their loan, We Fund It will start a legal procedure to reclaim the capital and interest for investors. The underlying collateral is always higher in value than the borrowed amount. In case of a short sale this guarantees the repayment to investors.

  • What happens to my contracts and investments in We Fund It goes into bankruptcy?

    We Fund It is a facilitator of debt into real asset investments. We do not offer the management of assets yet. All investment contracts are signed between the respective borrower and the investor, We Fund It simply facilitates this transaction via our platform. All client funds are separated from We Fund It’s operational funds. Should We Fund It suffer financial losses or go bankrupt, client funds are safe and can still be accessed through the payment gateway. In such an unlikely event, a contractual entity will be appointed to take over the role of We Fund It to serve all investors.

  • How is my personal information protected?

    Anybody over 18 years old can invest with a minimum amount of $500 regardless of their accreditation status.

  • How can I withdraw money?

    You can withdraw money easily by clicking the “withdraw” button on your wallet tab in our platform. The funds will be routed through the same payment provider you used to fund your account.

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